The American Express OptBlue Program is a cost-effective and comprehensive credit card acceptance solution designed specifically for small to mid-sized merchants. With OptBlue, you can manage American Express® card transactions alongside all other major card brands through a single source, simplifying your payment process and reducing administrative tasks.

By accepting American Express Cards through the OptBlueSM program, you gain access to a vast network of high-spending, loyal American Express Cardmembers. Plus, you’ll be able to tap into valuable initiatives like Small Business Saturday and the Shop Small movement, which help drive more customers to your business during key shopping periods.

  • Faster Settlements: Get your money quicker with streamlined processing and faster settlements across all card brands.
  • One ACH for All Cards: Enjoy the convenience of receiving deposits for American Express, Visa, MasterCard, and Discover transactions in a single ACH payment, reducing complexity.
  • One Statement for All Card Brands: Simplify your bookkeeping by consolidating all major card transactions into one easy-to-read statement.
  • Single Source for Customer Service: Experience the convenience of working with one support team for all your credit card processing needs, eliminating the need for multiple points of contact.
  • More Payment Choices for Consumers: Expand your payment options to include American Express, giving your customers more flexibility and increasing your chances of making a sale.

With American Express One Point, you can reduce the time spent reconciling payments and make card processing more efficient. The convenience of managing all major card brands in one place saves time, money, and effort—allowing you to focus on running and growing your business.