Bill Espinosa grew up in California and started in the merchant services industry in 1988. He moved to Austin, Texas, in 1995 and started his own merchant services company, which eventually became CynergyData Texas in 1995.

His deep knowledge of this industry and his high standards of ethics and fairness have enabled CynergyData Texas to become one of the most respected merchant services companies in Texas. It has been profitable yearly while consistently providing the best service and the most competitive programs of any merchant account provider in the state. CynergyData Texas extremely high level of customer satisfaction has enabled it to have an unsurpassed 95% customer retention rate.

Bill is a devoted family man to his wife, Wynette, and their children. He brought the concept of family into everything they do, including his work with CynergyData Texas. He firmly believes in John Maxwell’s statement that “there is no such thing as ‘business ethics’: you are either ethical in everything you do or are not. In Bill’s free time, he enjoys swimming & traveling with his family. Bill has spent much time on mission trips to Central and South America.

His personal Christian beliefs have taught him that service to one’s neighbor is not just a concept but should be a daily practice. He is also committed to giving a percentage of all he earns to local causes, particularly those in need. “Blessings are not just something one has,” he says. “They are things one shares and can only be kept by giving them away.”